Credit-backed
2 min
use this path when voltage payments wallets are backed by a voltage provided line of credit and your team does not operate the underlying lightning node start here review how it works docid\ ti4mins4so oqxt74qm8r to understand the payments model complete credit backed setup docid\ kd563u5vevsbcaymvcan use the staging environment docid\ ukhb7 3ektubbv hblw1t to build and validate without production funds follow the developer guide docid\ l4sp3ernfdbslxqajxoeg and voltage payments api docid\ ee9anjjlombmff1vx4ujw configure payments access docid\ txpojpm5pxe1ksxjbt2an separately for each environment validate sending, receiving, wallet behavior, quotes, wallet policies, assets, and webhooks before go live core implementation guides wallet management docid\ lbzudo0gzuwudhwrfcd6i for wallets, balances, line of credit association, and wallet policy behavior sending docid\ ijeswowxjhpgyt6fv1kk1 for payment sends and quote handling receiving docid uq9knquoc9sgq0kuogmy for payment requests, receives, assets, and quote handling webhooks docid\ pdeh 4et9aqawca5q91na for payment status events voltage payments api docid\ ee9anjjlombmff1vx4ujw for the canonical wallets, payments, quotes, wallet policies, assets, and lines of credit resource reference migrating to credit backed payments docid\ ppmdft3 otgsnxz7ai6ry when moving from a node backed deployment line of credit workflows sending (usd line of credit) docid 1qzxwddcqh5wuzv6qf 0a receiving (usd line of credit) docid\ jymho26n377vgern3on i sending (btc line of credit) docid\ vfp1sk87foititazykggo receiving (btc line of credit) docid jue9lmowhdzxiihroq8v what is different in this path credit backed customers use the shared payments api without managing node credentials, channels, direct lnd access, or node treasury operations documentation for underwriting, pricing, legal terms, and customer specific credit conditions is handled outside the technical implementation guide