Credit-backed
2 min
Use this path when Voltage Payments wallets are backed by a Voltage-provided line of credit and your team does not operate the underlying Lightning node.
Start here
- Review How It WorksHow It Works to understand the Payments model.
- Complete Credit-backed SetupCredit-backed Setup.
- Use the Staging EnvironmentStaging Environment to build and validate without production funds.
- Follow the Developer GuideDeveloper Guide and Voltage Payments APIVoltage Payments API.
- Configure Payments AccessPayments Access separately for each environment.
- Validate sending, receiving, wallet behavior, quotes, wallet policies, assets, and webhooks before go-live.
Core implementation guides
- Wallet ManagementWallet Management for wallets, balances, line-of-credit association, and wallet-policy behavior.
- SendingSending for payment sends and quote handling.
- ReceivingReceiving for payment requests, receives, assets, and quote handling.
- WebhooksWebhooks for payment-status events.
- Voltage Payments APIVoltage Payments API for the canonical wallets, payments, quotes, wallet policies, assets, and lines-of-credit resource reference.
- Migrating to Credit Backed PaymentsMigrating to Credit Backed Payments when moving from a Node-backed deployment.
Line-of-credit workflows
- Sending (USD Line of Credit)Sending with a USD Line of Credit
- Receiving (USD Line of Credit)Receiving with a USD Line of Credit
- Sending (BTC Line of Credit)Sending with a Bitcoin Line of Credit
- Receiving (BTC Line of Credit)Receiving with a Bitcoin Line of Credit
What is different in this path
Credit-backed customers use the shared Payments API without managing node credentials, channels, direct LND access, or node treasury operations. Documentation for underwriting, pricing, legal terms, and customer-specific credit conditions is handled outside the technical implementation guide.